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Certified Financial Planner (CFP®) Certification

A Certified Financial Planner (CFP®) Certification is crafted to equip individuals with the requisite expertise and abilities to excel as financial planners. This course encompasses personal finance, investment strategies, retirement planning, taxes, estate planning and others. 

The Certified Financial Planner (CFP®) certification is one of the paramount credentials in the field of finance. It gives individuals the in-depth financial wisdom, capabilities, and proficiency needed to flourish in the challenging financial planning landscape.

Finishing a CFP® Certification is generally seen as a substantial progression toward becoming a Certified Financial Planner.

Certified Financial Planning Certification in India

Certified Financial Planner

The Certified Financial Planner (CFP®) is a professional certification designed primarily for financial planning, wealth management, and personal finance. The Financial Planning Standards Board (FPSB) in the United States, along with other recognized financial planning institutions across various nations globally, confer this certification.

Fintram Global is an Authorised Education Provider for FPSB India. FPSB India is the leading financial planning body in India and is dedicated to establishing, upholding and promoting professional standards in financial planning throughout India. FPSB India offers the globally recognized CFP® Certification, which represents excellence in financial planning through rigorous competency and ethical standards. It is home to over 2,517 CFP® professionals in India and part of a global network of organizations representing more than 213,000 CFP® professionals worldwide.

FPSB India is the Indian subsidiary of Financial Planning Standards Board Ltd., the global standards-setting body for the financial planning profession and owner of the international Certified Financial Planner course program. Certified Financial Planning course in India lies in its ability to address the evolving financial needs of individuals, provide comprehensive guidance, and contribute to clients’ overall financial well-being. As the financial landscape continues to evolve, the role of Certified Financial Planners is likely to become even more significant.

Structure of the CFP® Certification

The Financial Planner Course is a comprehensive training program that provides critical knowledge in a variety of topics associated with financial planning. The main subjects covered in the program range from the Financial Planning Process and Risk Management to Insurance Planning, Retirement Planning, Tax Planning, Investment Planning, Estate Planning, and Professional Conduct and Fiduciary Responsibility.

In order to obtain the CFP® Certification, an individual has to possess a bachelor’s degree. Also, he must have experience of three years in professional positions relevant to financial planning.

In addition to these, registration candidates must pass the CFP® Examination, wherein their ability in 72 specific tasks inherent in integrated financial planning is tested. The examination is designed as a test of the candidate’s potential to apply their financial planning skills in an integrated, holistic manner, just like in real-life practice. This way, individuals who are completing the Financial Planner Course are well-equipped to tackle a complex client situation.

The Financial Planner Course provides an excellent foundation for candidates to pursue the CFP® designation, enabling them to become proficient in addressing most financial planning challenges.

Why FinTram Global?

Embarking on the Certified Financial Planner (CFP) journey is a crucial step toward becoming a skilled financial professional. Online education has become increasingly popular in the digital age due to its flexibility and accessibility. Fintram CFP classes online offer aspiring financial planners the opportunity to pursue their professional goals without the constraints of a traditional classroom setting. Whether you’re a working professional or a student looking for a convenient way to enhance your financial planning skills, the Fintram CFP (Certified Financial Planner) course provides the flexibility to balance your studies with other commitments.

we’ll explore the benefits of choosing Fintram Global for your CFP course online and delve into the exciting world of online CFP certification.

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    Authorized Education provider for CFP®

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    Comprehensive CFP® Certification Study Material

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    Alumni Network

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    CFP® & CFP® Qualified Faculties

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    Live Classroom Sessions

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    Full Placement Support

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CFP® Certification Eligibility

Understanding CFP Certification Eligibility: The Certified Financial Planner designation is recognized globally as a mark of excellence in the financial planning profession. To ensure that candidates meet the necessary standards, the CFP Board has established specific eligibility criteria.

  • Regular Mode

    1. Anybody who has cleared 12th grade or equivalent in any stream
    2. Graduate & Undergraduate: B.Com, BFM, BBI, BMS, BBA etc.
    3. Post Graduates & Professionals: Education – CA Inter, CA, MBA, M.com etc
  • Qualification

    Insurance, Mutual Fund Advisors, Stockbrokers, wealth managers, and relationship managers with relevant qualifications in eligible to take only one examination under challenge status mode.

  • Challenge Status

    A postgraduate in Finance with 3 years of relevant experience can opt for taking only 1 exam i.e. Integrated Financial Planning, to acquire the CFP® Certification.

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CFP® Certification Syllabus

  • Investment Planning Specialist Module

    • Personal Financial Management
    • Investment Planning & Asset Management
    • Regulatory Environment, Law & Compliance
  • Retirement and Tax Planning Specialist Module

    • Retirement Planning
    • Tax Planning
  • Risk and Estate Planning Specialist Module

    • Risk Planning
    • Estate Planning
  • Financial Plan Construction & Integrated

    • Financial Planning Module
    • Financial Planning Process & Skills
    • Engaging Clients in Financial Planning
    • Integrated Financial Planning
    • Case Study & Capstone Project

CFP® Examination / Exam Format

The CFP® exam consists of 170 multi-choice questions addressing areas included in the principles knowledge topics. There are 3 different types of questions: stand-alone, short scenario and case study.

Stand-alone questions

Stand-alone questions are typically 2-3 sentences long, with 4 answer options to select from.

Short Scenario questions

Short Scenario questions are associated with multiple choice questions – typically 3 questions per scenario.

Case Study questions

Case Study questions are like scenario-based questions but longer, with the case study scenario covering several pages, and typically 8-12 questions per case study.

Test Time – You will be able to move through the exam at your own pace within each 3-hour test section. 3 hours are provided for the first 85 questions and another 3 hours for the last 85 questions. Each section is subdivided into two subsections. Candidates may take an optional unscheduled break after question 43 of the first subsection.

You will also be able to take a 40-minute break between sections and any unscheduled breaks, as needed.

Responsibilities of a CFP® Professionals

primary job functions - CFP

CFP® Job Opportunities & Field

Certification offers exciting career opportunities for professionals interested in finance and accounting. They can find CFP job opportunities in a number of industries, including consulting in finance, banking, investing, and risk management.

financial planning firms - CFP
banks & credit unions - CFP
insurance companies - CFP
consulting - CFP
Estate Planning and Trust Companies - CFP
Independent Practice - CFP
Corporate Financial Planning - CFP
Government and Regulatory Agencies - CFP
Investment Management - CFP
Academic and Education - CFP
non - profit organizations - CFP
Online and Virtual Financial Planning

Average Salary & Other Perks or Benefits for a CFP® Professionals

The average salary for a CFP® Professional can vary significantly depending on factors such as location, experience, and the specific role within the financial planning industry. However, we can provide you with a general idea of what you might expect.

Average salary for a CFP® Professional in India: On average, a CFP® Professional in India could earn a salary ranging from INR 6 Lakhs to INR 30 Lacs or more per year. The range can vary significantly depending on the factors mentioned above.

Factors affecting CFP® Professionals salaries in India:

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    Experience

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    Location

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    Employer

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    Client Base

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    Certifications and Specializations

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    Performance Bonuses and Commissions

Perks and Benefits for CFPs® in India:

Importance of CFP® Designation in the Finance Industry

  • High Professional Standards
  • Comprehensive Finance Knowledge
  • Client-centred approach
  • Global Recognition
  • Regulatory Compliance
  • Fiduciary Duty
  • Competitive Advantage
  • Increased Earning Potential
  • Networking Opportunities
  • Continuing Education
  • Client Trust and Confidence
  • Client Trust and Confidence

Importance of CFP® Designation in the Finance Professionals

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Enhanced Career Opportunities

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Increased Earning potential

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Client trust and credibility

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Comprehensive knowledge

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Ethical standards

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Fiduciary duty

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Continuing education

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Global Recognition

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Career Advancement

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Personal fulfilment

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Networking opportunities

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Regulatory Recognition

Potential Career advancement opportunities for CFP® Professionals

Pathway to CFP® Certifications

Certified Financial Planner Course Certification by FPSB.
After clearing any track exam and ethics module, you can apply for the below three certificates as well, with CFP® fees of $100 for all.
Combination of 3 Specialist Certifications Plus CFP® Certification
The CFP® Curriculum is segmented into 4 levels. Upon completion of each level, FPSB awards an international certification for the level.

  • Investment Planning specialist certification

    International certification for investment professionals specializing in securities markets & portfolio management

  • Retirement and tax planning specialist certification

    International certification for Retirement Planning & Individual Tax Planning

  • Risk & Estate Planning Specialist certification

    International Certification of Risk Management and Estate Planning Specialist Certification

  • Certified Financial Planner

    Global Standard of Excellence in the field of Financial Planning & Wealth Management

Benefits of CFP® Certification

The CFP® credential is the most desired and respected global certification for those seeking to demonstrate their commitment to competent and ethical financial planning practice. Certified Financial Planner professionals meet initial and ongoing education, experience and professional development requirements, pass a rigorous exam that assesses competency, and adhere to a code of ethics, pledging to provide financial planning in the interests of clients and with the highest ethical and professional standards.

Benefits of earning CFP® certification include:

  • Opportunity to join a global network of 213,000+ Certified Financial Planner professionals committed to putting the client’s interests first.
  • Enhanced career and employment opportunities with financial services companies. Your services are sought by banks, distribution houses, AMC, insurance companies, equity brokerage and financial planning firms.
  • Personal satisfaction in achieving the financial planning profession’s global standard of excellence.
  • Satisfied clients who appreciate a comprehensive approach to financial planning, extending in return long-term relationships and referrals.
  • Your expertise and credibility as a qualified financial planning professional is instantly communicated.
  • More revenue streams by increasing your product and service offerings for clients.
  • CFP® course is recognized in more than 27 territories around the world.
  • Trust among Indian consumers in your commitment to competent and ethical financial planning practices.

Advantages of CFP® Certification

The CFP® certification offers a plethora of benefits. For working professionals, it not only sharpens their business insights and skills but gives them a thorough understanding of financial planning. Consequently, it empowers them with a competitive edge in the employment market and enhances their credibility with potential employers and clients.
For end users, the assurance of entrusting their financial matters to a Certified Financial Planner is priceless. CFP® professionals have to comply with the rigorous ethics code and professional conduct standards. Their vast financial acuity and planning capabilities, combined with these standards, instil trust and assurance.

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